Budgeting & frugal living in Switzerland

Managing your budget and adopting a frugal lifestyle in Switzerland does not mean depriving yourself, but making smart choices. In this category, you will discover simple budgeting methods, tips for saving on insurance, housing, transportation, and telecommunications, and practical advice for reducing your expenses. The goal is to increase your savings rate, maintain a good quality of life, and move faster toward financial independence.

Recent Articles

Which Swiss health insurance deductible to choose? CHF 300 or 2'500
May, 10 2026

Which Swiss health insurance deductible to choose? CHF 300 or 2'500

CHF 300 or CHF 2'500 deductible? Concrete math with Mrs. MP's real case to prove why intermediate deductibles never make sense.

Ciao CASH: my review after playing it with my kids
Jan, 8 2026

Ciao CASH: my review after playing it with my kids

I played Ciao CASH with my 10-year-old children. Here's my review of this Swiss game for learning about money, saving and consumption in a fun way.

Optimizing your budget with neon Analytics: Jean-Sébastien's story
Dec, 11 2025

Optimizing your budget with neon Analytics: Jean-Sébastien's story

Testimonial from a reader who uses neon Analytics to analyze his expenses, optimize his budget in Switzerland, and progress toward Financial Independence.

How do I organize my files so I can find everything easily?
Nov, 13 2025

How do I organize my files so I can find everything easily?

Here's my simple way to organize your digital files and never search for a document in your computer or cloud again.

How I use online comparison tools in Switzerland
Nov, 21 2024

How I use online comparison tools in Switzerland

Comparing prices is a frugal habit (without becoming an affliction) which enables me to save several thousand francs per year. Here are my methods.

Interview with Jesse Mecham, founder of YNAB
Apr, 4 2024

Interview with Jesse Mecham, founder of YNAB

Discover my interview with the founder of YNAB. We discuss about entrepreneurship and financial decisions, as well as what's best between Arizona or Utah to live.

Which mobile subscription for children and young people should I buy for my child? (CHEAP!)
Nov, 10 2023

Which mobile subscription for children and young people should I buy for my …

We recently had to decide which youth mobile subscription to choose in Switzerland... Not easy with so many prepaid options, but we found what we were looking for!

Atomic Habits: my 52 (unedited) private notes
Mar, 23 2023

Atomic Habits: my 52 (unedited) private notes

What could be more interesting than reading someone else's side notes for inspiration? Here is my unfiltered review of the book Atomic Habits!

Earn CHF 70 of cashback in 15 minutes (via Rabattcorner)
Nov, 17 2022

Earn CHF 70 of cashback in 15 minutes (via Rabattcorner)

Easy money never makes you rich. However, a little extra money is always nice!

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As usual, I only write and review things that I use in my personal daily life, or that I trust.

Thank you for reading!