Here is how I opened several pillars 3a at VIAC to save tens of thousands of CHF in Swiss taxes.

I will save several tens of thousands of CHF in taxes thanks to a simple trick: open several 3a pillars.

In 2021, I will stay at VIAC for my frugal 3rd pillar rather than go to Finpension or frankly. Here's why.

François is 59. He wants to retire early at 60. He now has to choose how he withdraws his second pillar money: annuity, lump sum, or a mix of both?

After analyzing VIAC's new 3a pillar solution, we decided to open an account and transfer Mrs. MP's existing 3a into it. As usual, I documented everything with an article filled with screenshots. I hope it will help you!

It has been two years since I chose our LUKB 3a pillar based on the Swisscanto BVG 3 Index 45 R fund. Hearing more and more people talking about VIAC, I thought it was time to do a little analysis to see if it could be a potential competitor.

Once we found the best 3a pillar here in Switzerland, I had to take action and actually open our account. I had some trouble to make it happen but we finally made it. Let's analyze the details of the process.

I'm currently looking for our next third pillar in order to open it before the end of the year, as we closed our previous ones when we took the money out to finance our home. I will need your help to find the best option available out there!