If you are looking for another even more frugal financial optimization than simple contract changes, then cutting your own hair might be for you. As well as the CHF 4'740 that comes with it in 10 years time.

You know you should cut back on this or that expense, but you're lazy? Then today is the right day to kickstart by joining this MP Team challenge!

And here comes the announcement of the results of the 5th vintage of the #BSRI!

Ever wondered what is frugalism? Here is the answer!

After the creation of a common budget for our common couple expenses, I felt a need for simplification and a move to the next level in order to have a common vision, a single common bank account, and a single common YNAB budget. Here's how it happened :)

I hadn't yet been able to find a sport activity that I could do all year round, and that was free. This has now been done. And with 4kgs less at stake!

While our financial life followed its course with a common account and expenses split at the pro-rata of our salaries, we always had to manage unexpected invoices... So we decided to create a real budget with YNAB.

And here comes the announcement of the results of the 4th vintage of the #BSRI!

Until now, food was one of the only topics I had not addressed in terms of financial optimization. We decided to change this for good in 2019 with Mrs. MP!

In this article, I continue the introspection of my childhood from the age of 8 to 13. The goal: to analyze how it has impacted who I am decades later.