The ski season (and snowboarding, snowshoeing, or ski touring in sealskin) is just beginning in Switzerland. However, it is not the most frugal activity we know. Hence the idea to share our good tips :)

eBill on Zak is delayed to early 2020 (instead of end of 2019). Here is my plan to overcome it.

If you too want to switch to the free Swiss bank Zak, here is a complete checklist to switch bank that could help you :)

Ever wondered what is frugalism? Here is the answer!

After the creation of a common budget for our common couple expenses, I felt a need for simplification and a move to the next level in order to have a common vision, a single common bank account, and a single common YNAB budget. Here's how it happened :)

It's almost five years since we last reviewed our bank setup. With all the new products released in recent years (mainly related to new technologies), it was time to take a fresh look at what's the best Swiss bank for a frugal person in 2019.

While our financial life followed its course with a common account and expenses split at the pro-rata of our salaries, we always had to manage unexpected invoices... So we decided to create a real budget with YNAB.

In this article, I continue the introspection of my childhood from the age of 8 to 13. The goal: to analyze how it has impacted who I am decades later.

After our first years of living together, I started earning my first salaries. We therefore reviewed our way of managing our expenses to move to a pro rata of our earnings. And we also opened our first joint account.

The end of November is synonymous with health insurance switch in Switzerland. This year, I accompanied David to figure out whether he could save some cash by choosing frugal premiums for 2019.