If you are looking for another even more frugal financial optimization than simple contract changes, then cutting your own hair might be for you. As well as the CHF 4'740 that comes with it in 10 years time.

Since I started my journey toward financial independence, I often find myself dreaming about what I would do when I'll no longer need to work for money. Today, I wanted to push the dream further by imagining my ideal schedule when I will be financially independent.