Ever wondered what is frugalism? Here is the answer!

After the creation of a common budget for our common couple expenses, I felt a need for simplification and a move to the next level in order to have a common vision, a single common bank account, and a single common YNAB budget. Here's how it happened :)

Many of you contacted me to ask about my investments, and where we are now regarding financial independence in Switzerland. So I decided to start with this Journal format. We'll see how it goes in the long term.

While our financial life followed its course with a common account and expenses split at the pro-rata of our salaries, we always had to manage unexpected invoices... So we decided to create a real budget with YNAB.

Based on encouragement from readers, I've decided to undertake writing a book on how to achieve financial independence by 40 in Switzerland.

After our first years of living together, I started earning my first salaries. We therefore reviewed our way of managing our expenses to move to a pro rata of our earnings. And we also opened our first joint account.

I went back to the time when we met with Mrs MP, to see how far we've come. First appointments and first gifts, but completely separate financial life. Then settling together, with the first discussions, discords, and compromises concerning money.

It's pretty easy to have a budget and to pursue your own dreams like financial independence when you're alone. But when you get (or are) into a relationship, it gets a little more complicated. We've come a long way with Mrs. MP on this topic. Let me tell you how I got her on a common budget and on the dream of financial independence.

For a newspaper interview, I was asked how many Swiss people have the same goal of financial independence as I do. I found myself a little bit stupid as I didn't have any answers... so I thought it would be best to ask you directly.

Since I started my journey toward financial independence, I often find myself dreaming about what I would do when I'll no longer need to work for money. Today, I wanted to push the dream further by imagining my ideal schedule when I will be financially independent.