Find out how frugality radically changed Raphael's life! (and also what his best investment is)

After more than two years in our new home, we can finally compute what our real rent is as a homeowner in Switzerland. So, is that more advantageous than being a tenant or not?

A few years ago, I was buying an iPhone every 1 to 2 years, and a Mac laptop every 3 years. This represented a budget of CHF 130 per month... A too large amount that was only delaying our financial independence. So I set myself the goal to wait for 6 years before buying any new product from Apple.

Here you are. You finally got the "Home Owner" status. It is now time to enjoy this long-awaited moment.

Moving home is costing time, energy, and money. With a bit of preparation and organization though, one Mustachian can transform this into a frugal and enjoyable experience.

I thought I was done once I locked down the purchase, that it would be all relax and fun from this point forward. I didn't take into account that we had to choose all the finishing, from tile to kitchen to door handles...

You did it. You're one signature away from home ownership. I will share with you some interesting details such as when to hand the suitcase, or how much money goes to whom during a real estate transaction. Without forgetting our Champagne brand recommendation for such an event!

You won the first battle with this price negotiation, but there are many others down the road to finalize all the contracts. I will guide you through them so that you win this financial war.

I hope you enjoyed your moment of glory with those sharks! Because now is one of the most crucial moment of your purchase process: the negotiation.

Now that you found your real estate gem that satisfies your requirements, it is time to visit your money men (again) so to discuss mortgages way more concretely. Be ready, it's your moment of glory (for the better and the worse).