I have been using the free Swiss bank Zak for 1 year now. Here is my opinion on its advantages and disadvantages.

In 2020, the two best free Swiss online banks remain Zak and Neon. My opinion hasn't changed since last year. However, my use has. And a third bank has emerged as an alternative candidate.

Zak blocks bank transfers and payments exceeding CHF 5'000 per day and CHF 10'000 per week for security reasons. But there is a way to override these limits.

eBill on Zak is delayed to early 2020 (instead of end of 2019). Here is my plan to overcome it.

If you too want to switch to the free Swiss bank Zak, here is a complete checklist to switch bank that could help you :)

It's almost five years since we last reviewed our bank setup. With all the new products released in recent years (mainly related to new technologies), it was time to take a fresh look at what's the best Swiss bank for a frugal person in 2019.