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Master Investing and Real Estate in Switzerland — From A to Z

Learn how to invest efficiently in Switzerland, build your personalized ETF portfolio, and grow your wealth faster with lower fees and taxes.

Learn how the Swiss real estate system works, find profitable deals, and calculate your returns with confidence.

Free by 40 in Switzerland shows you how to achieve financial independence the Swiss way. It's a complete, step-by-step guide built on my own journey — from saving aggressively, to boosting your income, and finally investing smartly from Switzerland.
In less than 12 years, I grew my net worth to over CHF 2'000'000 through simple but consistent habits. No inheritance, no huge salary — just discipline, numbers, and a Mustachian mindset. Many readers and friends have already reached FIRE following the same path.
Financial independence isn't reserved for the rich. With the right plan and the right tools, you can reclaim your time, whether you're 25, 40, or beyond.
Over the years, I've tested dozens of Swiss financial services. On this page, you'll find the best banks, best brokers, and best 3rd pillars in Switzerland, along with other tools that truly make a difference on the path to FIRE.
Each recommendation is based on years of real use, not sponsorships or random lists. It’s the toolbox I personally rely on to save more, invest better, and simplify my financial life in Switzerland.










Financial independence to give you options
Financial independence to retire very early
(at 30 or 40!)
Financial independence
to become an entrepreneur
Join the 9'460 readers of "Mustachian Post" to receive my immediately applicable techniques — without jargon nor blabla! — to become financially independent in Switzerland.
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