Last year, I reviewed our situation regarding our objective of being financially independent by 40. With our stock market investments alone, we are short about CHF 75'000 in earnings per year. So it was time to find a solution!

After more than two years in our new home, we can finally compute what our real rent is as a homeowner in Switzerland. So, is that more advantageous than being a tenant or not?

Here you are. You finally got the "Home Owner" status. It is now time to enjoy this long-awaited moment.

Moving home is costing time, energy, and money. With a bit of preparation and organization though, one Mustachian can transform this into a frugal and enjoyable experience.

I thought I was done once I locked down the purchase, that it would be all relax and fun from this point forward. I didn't take into account that we had to choose all the finishing, from tile to kitchen to door handles...

You did it. You're one signature away from home ownership. I will share with you some interesting details such as when to hand the suitcase, or how much money goes to whom during a real estate transaction. Without forgetting our Champagne brand recommendation for such an event!

You won the first battle with this price negotiation, but there are many others down the road to finalize all the contracts. I will guide you through them so that you win this financial war.

I hope you enjoyed your moment of glory with those sharks! Because now is one of the most crucial moment of your purchase process: the negotiation.

Now that you found your real estate gem that satisfies your requirements, it is time to visit your money men (again) so to discuss mortgages way more concretely. Be ready, it's your moment of glory (for the better and the worse).

In this fourth part of the guide to home ownership in Switzerland, I want to share some tips and tricks about the visit process so you don't repeat my mistakes.