Mrs. MP's frustration with our budget and finances completely disappeared after applying this process :)

Ever wondered what is frugalism? Here is the answer!

After the creation of a common budget for our common couple expenses, I felt a need for simplification and a move to the next level in order to have a common vision, a single common bank account, and a single common YNAB budget. Here's how it happened :)

While our financial life followed its course with a common account and expenses split at the pro-rata of our salaries, we always had to manage unexpected invoices... So we decided to create a real budget with YNAB.

Until now, food was one of the only topics I had not addressed in terms of financial optimization. We decided to change this for good in 2019 with Mrs. MP!

I have had the plan to tackle our food expenses for many months. The project has now begun. While waiting for the next article, I have a question for you, dear reader.

In this article, I continue the introspection of my childhood from the age of 8 to 13. The goal: to analyze how it has impacted who I am decades later.

After our first years of living together, I started earning my first salaries. We therefore reviewed our way of managing our expenses to move to a pro rata of our earnings. And we also opened our first joint account.

There is an old saying that states that it's important to know where you come from in order to know where you go. So I thought it was important to do an introspection session about my education in order to pass on the best to my children.

I went back to the time when we met with Mrs MP, to see how far we've come. First appointments and first gifts, but completely separate financial life. Then settling together, with the first discussions, discords, and compromises concerning money.