Budgeting & frugal living in Switzerland

Managing your budget and adopting a frugal lifestyle in Switzerland does not mean depriving yourself, but making smart choices. In this category, you will discover simple budgeting methods, tips for saving on insurance, housing, transportation, and telecommunications, and practical advice for reducing your expenses. The goal is to increase your savings rate, maintain a good quality of life, and move faster toward financial independence.

Recent Articles

Digitizing your papers: a first step toward minimalism
Apr, 27 2015

Digitizing your papers: a first step toward minimalism

Digitizing your papers is a simple first step toward minimalism. A concrete, real-world experience to declutter and focus on what matters.

Travel hacking in Switzerland: why it doesn't work (actual calculations)
Nov, 4 2014

Travel hacking in Switzerland: why it doesn't work (actual calculations)

Travel for free thanks to travel hacking? In Switzerland, my calculations show that miles and credit cards often cost more than they earn.

Unlimited Internet and mobile subscription, for CHF 50 (yes, in Switzerland!!!)
Oct, 19 2014

Unlimited Internet and mobile subscription, for CHF 50 (yes, in Switzerland!!!)

Optimizing is one of mustachianism's key principles. I continuously improved my mobile and home Internet plans over the last years. Eventually, I managed to get unlimited mobile and home Internet for CHF 50/month. Let's hack the Swiss telecom system!

I switched to a Toyota Prius: CHF 210/month saved
Jun, 23 2014

I switched to a Toyota Prius: CHF 210/month saved

Switching from a 200hp car to a Toyota Prius hybrid saved me CHF 210 per month. Insurance, taxes, gas, feedback from Switzerland.

Optimize your Swiss car insurance policy
Apr, 22 2014

Optimize your Swiss car insurance policy

Many people get their car insurance based on fear and companies' marketing ads. Instead, they should check the statistics to take more rational decisions and save some bucks on the way.

Reduce the cost of your car insurance thanks to your spouse in Switzerland
Apr, 4 2014

Reduce the cost of your car insurance thanks to your spouse in Switzerland

How I saved CHF 565 per year on my car insurance in Switzerland by optimizing a policy in my spouse's name. Real-life experience.

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As usual, I only write and review things that I use in my personal daily life, or that I trust.

Thank you for reading!