Budgeting & frugal living in Switzerland

Managing your budget and adopting a frugal lifestyle in Switzerland does not mean depriving yourself, but making smart choices. In this category, you will discover simple budgeting methods, tips for saving on insurance, housing, transportation, and telecommunications, and practical advice for reducing your expenses. The goal is to increase your savings rate, maintain a good quality of life, and move faster toward financial independence.

Recent Articles

Cut your own hair freedom and frugality (CHF 4'740 more in 10 years)!
Apr, 5 2020

Cut your own hair freedom and frugality (CHF 4'740 more in 10 years)!

If you are looking for another even more frugal financial optimization than simple contract changes, then cutting your own hair might be for you. As well as the CHF 4'740 that comes with it in 10 years time.

Challenge March 2020 between CHF 1'500 and CHF 15'000 more savings in 10 years?
Mar, 12 2020

Challenge March 2020 between CHF 1'500 and CHF 15'000 more savings in 10 years?

You know you should cut back on this or that expense, but you're lazy? Then today is the right day to kickstart by joining this MP Team challenge!

Ask the readers: your frugal good plan for winter sports in Switzerland (including my 6 tips)?
Dec, 29 2019

Ask the readers: your frugal good plan for winter sports in Switzerland …

The ski season (and snowboarding, snowshoeing, or ski touring in sealskin) is just beginning in Switzerland. However, it is not the most frugal activity we know. Hence the idea to share our good tips )

Joint budget for couples: simplify and centralize everything
Oct, 7 2019

Joint budget for couples: simplify and centralize everything

Centralizing everything in a joint budget as a couple: feedback on switching to a single account and a shared financial vision.

Pants down! MP family's 2018 spendings!
Sep, 20 2019

Pants down! MP family's 2018 spendings!

Since the beginning of the blog, I had never taken the time to write such an article where we reveal our annual expenses. It's now done )

My fitness membership at CHF 0.- (and 4kgs less!)
Apr, 6 2019

My fitness membership at CHF 0.- (and 4kgs less!)

I hadn't yet been able to find a sport activity that I could do all year round, and that was free. This has now been done. And with 4kgs less at stake!

Joint budget for couples: setting up a real budget (YNAB)
Mar, 25 2019

Joint budget for couples: setting up a real budget (YNAB)

Setting up a real budget as a couple with YNAB: feedback on how to avoid unexpected bills and gain financial visibility.

Eating healthily and frugally in Switzerland: balanced meals for less than CHF 3
Feb, 17 2019

Eating healthily and frugally in Switzerland: balanced meals for less than CHF 3

Eat healthily in Switzerland for less than CHF 3 per meal. Real menus, simple recipes, and accurate calculations to reduce your food budget.

Ask the readers: how many CHF do you spend on groceries a month?
Feb, 5 2019

Ask the readers: how many CHF do you spend on groceries a month?

I have had the plan to tackle our food expenses for many months. The project has now begun. While waiting for the next article, I have a question for you, dear reader.

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As usual, I only write and review things that I use in my personal daily life, or that I trust.

Thank you for reading!