Budgeting & frugal living in Switzerland

Managing your budget and adopting a frugal lifestyle in Switzerland does not mean depriving yourself, but making smart choices. In this category, you will discover simple budgeting methods, tips for saving on insurance, housing, transportation, and telecommunications, and practical advice for reducing your expenses. The goal is to increase your savings rate, maintain a good quality of life, and move faster toward financial independence.

Recent Articles

Ask the readers: your frugal good plan for winter sports in Switzerland (including my 6 tips)?
Dec, 29 2019

Ask the readers: your frugal good plan for winter sports in Switzerland …

The ski season (and snowboarding, snowshoeing, or ski touring in sealskin) is just beginning in Switzerland. However, it is not the most frugal activity we know. Hence the idea to share our good tips )

Joint budget for couples: simplify and centralize everything
Oct, 7 2019

Joint budget for couples: simplify and centralize everything

Centralizing everything in a joint budget as a couple: feedback on switching to a single account and a shared financial vision.

Pants down! MP family's 2018 spendings!
Sep, 20 2019

Pants down! MP family's 2018 spendings!

Since the beginning of the blog, I had never taken the time to write such an article where we reveal our annual expenses. It's now done )

My fitness membership at CHF 0.- (and 4kgs less!)
Apr, 6 2019

My fitness membership at CHF 0.- (and 4kgs less!)

I hadn't yet been able to find a sport activity that I could do all year round, and that was free. This has now been done. And with 4kgs less at stake!

Joint budget for couples: setting up a real budget (YNAB)
Mar, 25 2019

Joint budget for couples: setting up a real budget (YNAB)

Setting up a real budget as a couple with YNAB: feedback on how to avoid unexpected bills and gain financial visibility.

Eating healthily and frugally in Switzerland: balanced meals for less than CHF 3
Feb, 17 2019

Eating healthily and frugally in Switzerland: balanced meals for less than CHF 3

Eat healthily in Switzerland for less than CHF 3 per meal. Real menus, simple recipes, and accurate calculations to reduce your food budget.

Ask the readers: how many CHF do you spend on groceries a month?
Feb, 5 2019

Ask the readers: how many CHF do you spend on groceries a month?

I have had the plan to tackle our food expenses for many months. The project has now begun. While waiting for the next article, I have a question for you, dear reader.

Joint budget for couples: pro rata expenses and joint account
Dec, 3 2018

Joint budget for couples: pro rata expenses and joint account

Pro rata expenses and joint accounts: feedback on a key transition to managing money more fairly as a couple.

Reader case study which frugal Swiss health insurance should David choose for 2019?
Nov, 21 2018

Reader case study which frugal Swiss health insurance should David choose for …

The end of November is synonymous with health insurance switch in Switzerland. This year, I accompanied David to figure out whether he could save some cash by choosing frugal premiums for 2019.

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As usual, I only write and review things that I use in my personal daily life, or that I trust.

Thank you for reading!