Budgeting & frugal living in Switzerland

Managing your budget and adopting a frugal lifestyle in Switzerland does not mean depriving yourself, but making smart choices. In this category, you will discover simple budgeting methods, tips for saving on insurance, housing, transportation, and telecommunications, and practical advice for reducing your expenses. The goal is to increase your savings rate, maintain a good quality of life, and move faster toward financial independence.

Recent Articles

Earn CHF 70 of cashback in 15 minutes (via Rabattcorner)
Nov, 17 2022

Earn CHF 70 of cashback in 15 minutes (via Rabattcorner)

Easy money never makes you rich. However, a little extra money is always nice!

I can't wait for Sunday evenings!
Aug, 19 2022

I can't wait for Sunday evenings!

Sunday evenings are now a source of memories and family exchanges at the MPs.

How to manage children's pocket money in Switzerland?
Nov, 3 2021

How to manage children's pocket money in Switzerland?

Here is how we teach pocket money in a frugal way in Switzerland to our children (incl. how much pocket money).

Pants down! MP family's 2020 Swiss spendings!
Jul, 14 2021

Pants down! MP family's 2020 Swiss spendings!

I reveal in this article our Swiss family's spendings for the 2020 year.

Bye bye lower back pain for good (3 concrete tools)
Jul, 9 2021

Bye bye lower back pain for good (3 concrete tools)

For me, hours behind a computer screen are synonymous with lower back pain. But I found the remedy with these 3 tools.

Mrs. MP is no longer frustrated with our couple budget!
Jan, 25 2021

Mrs. MP is no longer frustrated with our couple budget!

Mrs. MP's frustration with our budget and finances completely disappeared after applying this process )

Lower your rent in Switzerland if you live in a city with low vacancy rates
Dec, 22 2020

Lower your rent in Switzerland if you live in a city with low vacancy rates

You live in a city with a low vacancy rate? Find out how Heiko saves 6'600 francs/year with this tip.

Pants down! MP family's 2019 Swiss spendings!
Oct, 30 2020

Pants down! MP family's 2019 Swiss spendings!

I reveal in this article our Swiss family's spendings over the 2019 year.

Cut your own hair freedom and frugality (CHF 4'740 more in 10 years)!
Apr, 5 2020

Cut your own hair freedom and frugality (CHF 4'740 more in 10 years)!

If you are looking for another even more frugal financial optimization than simple contract changes, then cutting your own hair might be for you. As well as the CHF 4'740 that comes with it in 10 years time.

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As usual, I only write and review things that I use in my personal daily life, or that I trust.

Thank you for reading!