3 pillars and retirement in Switzerland

The Swiss three-pillar system (AVS, LPP, 3a) is at the heart of retirement and savings. However, many Swiss people do not know how to get the most out of it. In this section, I explain each pillar in detail, compare the best 3a solutions (VIAC, finpension, etc.), and share tips on how to optimize your LPP and reduce your taxes. The goal is to give you the keys to preparing for a solid, effective, and tax-efficient retirement.

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As usual, I only write and review things that I use in my personal daily life, or that I trust.

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