It's time for my July's net worth update. Enjoy dear voyeur :)

Many of you contacted me to ask about my investments, and where we are now regarding financial independence in Switzerland. So I decided to start with this Journal format. We'll see how it goes in the long term.

It's almost five years since we last reviewed our bank setup. With all the new products released in recent years (mainly related to new technologies), it was time to take a fresh look at what's the best Swiss bank for a frugal person in 2019.

Wondering which is the best credit card in Switzerland in 2019? Don't look any further, the answer is in this article!

I hadn't yet been able to find a sport activity that I could do all year round, and that was free. This has now been done. And with 4kgs less at stake!

While our financial life followed its course with a common account and expenses split at the pro-rata of our salaries, we always had to manage unexpected invoices... So we decided to create a real budget with YNAB.

I was recently asked if I was concerned about my Interactive Brokers account in the United Kingdom and Brexit. So I did my little investigation with my IB counsellor.

Last year, I reviewed our situation regarding our objective of being financially independent by 40. With our stock market investments alone, we are short about CHF 75'000 in earnings per year. So it was time to find a solution!

And here comes the announcement of the results of the 4th vintage of the #BSRI!

Until now, food was one of the only topics I had not addressed in terms of financial optimization. We decided to change this for good in 2019 with Mrs. MP!